By providing the vast majority of care needed at the primary care level, a DPC doctor can allow a person to purchase the bare minimum insurance policy that is right for their family. The savings with this can be thousands of dollars each year. This is assuming the person is healthy for the year. We've seen a lot of cases where a DPC doctor, being available on weekends, is able to prevent an ER or hospital visit, saving thousands of dollars for the customer.
Throw in long-term benefits such as curing a patient's diabetes, effectively managing allergies, chronic diseases, and helping a customer navigate and price shop for specialists, the $ savings absolutely add up and can be very significant.
This question reminds me of something we get a lot, "I only see the doctor once a year, why do I need to pay $1000 more for this?"
The answer lies in breaking the bad habits that we've allowed people to adopt. Primary care isn't just a triage unit when you're sick, shuffling you to a specialist. Primary care is the near catch-all that can handle almost anything. This conversation has to be flipped to show the intrinsic value of sending a picture of a bad cut to the doctor asking if it needs stitches, answering the call when an arm might be broken and assessing it on a weekend. People have been rewarded by insurance companies to "tough it out" and not go to a doctor with questions or signs of trouble. Once we flip the script on this habit, that is where the true value is recognized, not just price matching dollar for dollar expenditures.